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NerdWallet is an American personal finance company, founded in 2009 by Tim Chen and Jacob Gibson. It has a website and app that earns money by promoting financial products to its users. History. NerdWallet was founded in August 2009 by Tim Chen and Jacob Gibson, with an initial capital investment of $800. Homeowners insurance covers damage to your home from fire, heavy wind and other disasters. It can also cover liability claims against you. Here’s how it works.

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